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Benjamin M. Howarth, CASL®

Benjamin M. Howarth, CASL®

Special Needs Planner | Financial Services Executive | Investment Advisor Representative | Domiciled in RI, CA Insurance Lic #0K09633 |AA583689

Ben started his financial planning career right after graduating from Bryant College in 2002 where he earned his Bachelor of Science with a concentration in Finance and double minor in Communications and Legal Studies.  Ben and his wife Kourtney currently live in Eastern Connecticut where they enjoy spending time with their family, friends and mostly their dog Cash.  Ben also serves on the executive charity board for The Barnum Foundation for life where they work to improve the lives of underprivileged children in local communities.


Throughout his career Ben has received numerous industry awards including being inducted into the Barnum Financial Group Hall of Fame 2022 and The Hartford Business Journal’s 40 under 40 for Connecticut in 2014.  In addition, he has been awarded numerous Leaders, Blue chip, Wealth Management, President’s, and Chairman’s trophies.  Ben’s leads Team Howarth which has received the Barnum Financial Group Team of the Year for 2019, 2020, and 2021.


Ben provides knowledge and value to his clients while exemplifying the utmost standards of professionalism and integrity.  One of his areas of expertise is working with families that have a dependent with special needs.  He also has several designations including Certified Advisor for Senior Living and Retirement Income Certified Professional.  As a Financial Advisor, Ben sets himself apart by bringing a holistic approach to client’s individual situation to help them plan for the lives they have always wanted.  He understands that while the financial world can at times be tough to navigate, his team can help provide the clarity to help you make the right financial decisions in all situations. Ben values his clients and prides himself on building deep long-lasting relationships.

 “Our goal is to deliver a different and better experience to our clients than what they may be used to.  In doing so, our hope is that through all life’s challenges; our relationship will last a lifetime.  I was once asked when I look back at my career what do I want my legacy to be.  My response was I want to look back on my life and see all the clients I’ve helped achieve their goals- all the children that went to college because of our planning; all the people who retired comfortably; all the weddings we helped plan years before they were going to happen, and all the checks we unfortunately had to deliver when a loved one passed away that made it possible for that persons family’s to be protected.  If I could create my legacy, it would be that I helped all my clients’ dreams come true.”